Last Updated: June 21, 2025

Welcome to United Medical Help. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our site, you agree to be bound by these Terms and our Privacy Policy.

1. Use of Services

You must be at least 18 years old and reside in the United States to use our services. By using our site, you affirm that you meet these requirements.

2. Communications Consent

By providing your phone number or email, you agree to receive:

Automated marketing messages via SMS, email, and voice callsInformational updates about your policy eligibility or application status

Message and data rates may apply.

You can opt out at any time by replying "STOP" to SMS messages or clicking the unsubscribe link in emails.

3. Data Collection

We collect personal information, including:

Name, email, phone number, and addressHealth and financial information relevant to your life insurance policyUsage data from cookies and web analytics tools

Your data may be shared with our licensed partners to assess your policy’s eligibility and offer service-related options.

4. Marketing and Retargeting

We may use your data to:

Send you promotional offers from us or our partnersDisplay targeted ads through platforms like Facebook, Google, or others

We comply with CAN-SPAM, TCPA, and all applicable advertising guidelines.

5. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their content, terms, or privacy practices.

6. Disclaimer

We do not offer financial or legal advice. All information provided is for informational purposes only. Offers to purchase life insurance policies are subject to underwriting and eligibility approval.

7. Limitation of Liability

United Medical Help is not liable for:

Errors or delays in processingInaccurate data provided by usersThird-party service failures

To the maximum extent permitted by law, our total liability is limited to $100.

8. Updates to Terms

We reserve the right to update these Terms at any time. Continued use of the site constitutes your acceptance of the updated Terms.

9. Contact

For questions about these Terms or to request deletion of your data:

United Medical Help

Email: [email protected]