About Our
Life Insurance Buy Back Program
Take control of the policy you've been paying into for years—our Life Insurance Buy Back Program helps you turn it into real cash today. It's never too late to make your policy work for you and your legacy.
Benefits Of Selling Your Life Insurance Policy
Quick Money In Your Pocket
Unlock Policy Value
Unlocking your policy’s value gives you immediate access to cash you can use however you choose—no more waiting or worrying. It also frees you from ongoing premium payments while preserving the financial dignity you've earned.
Cut Your Expenses
Cutting your expenses in retirement means more freedom and less financial stress. By eliminating unnecessary costs like life insurance premiums, you can keep more of your hard-earned money each month.
Cover Medical Bills
Unlocking your life insurance value can provide the extra funds needed to cover rising medical bills and healthcare costs. It’s a smart way to turn your policy into support for your well-being when it matters most.
Fund Your Retirement
Your life insurance policy can become a powerful source of income to help fund your retirement. Instead of letting it go to waste, you can use its value to enjoy the comfort and freedom you deserve in your golden years.
Testimonials
James R., 72 – Florida
“I had no idea I could sell my policy. Now I have extra money each month and no more premiums to worry about.”
Margaret L., 68 – Arizona
“This program helped me pay off medical bills and still have enough left over to take my grandkids on a trip.”
Walter D., 75 – Texas
“After years of paying into my policy, I finally got something back. It gave me peace of mind and real financial relief.”
Frequently Asked Questions
Answers To Commonly Questions
Does United Medical Help Charge A Fee?
No, our services are totally FREE.
What Are The Next Steps In Selling My Life Insurance?
Submit your policy information online to find out if your policy qualifies. If you wish to potentially receive an offer for your policy, you will need to sign an authorization allowing United Medical Help and its licensed affiliate to gather medical and policy information to determine an offer.
How Much Is My Policy Worth?
To receive an instant estimate of what your policy may be worth book a call with us because there are a number of different factors. Our goal is to get you as much money as possible.
How Is My Information Protected?
United Medical Help values your privacy and takes precautions to secure your data with the latest data protection softwares in 2025.
What Type Of Life Insurance Policies Can Be Sold?
Any life insurance policy type can be sold, including Universal Life, Whole Life, and even Term Life.
How Will Selling My Life Insurance Affect My Taxes?
We recommend speaking with a tax professional to understand any tax implications which may affect your tax liability. For general informational purposes..